SELL YOUR SINKHOLE HOUSE TODAY!

We Buy Sinkhole House. We buy sinkhole houses fast and we pay cash.

Get a Cash Offer For Your sinkhole Home

We offer best price for  houses damaged by sinkhole in Florida! We buy sinkhole homes.

It doesn’t matter which location is your sinkhole or subsidence property in Florida, we buy sinkhole houses in Florida in any condition. If you’re looking for an option to sell your house fast, Sinkhole house buyer in Florida will make the process very simple for you. It’s our goal to buy your house, along with any problems it has, so you don’t have to deal with any of it. When we buy sinkhole houses for cash in Florida, that means:

We are a professional cash home buying company that offers a positive solution to sell your house fast. We pay cash for houses, so that means a quick closing (sometimes as fast as 10 days) so that you can collect your cash and move on.

Helping You Sell

  • We buy in any condition
  • You make NO repairs
  • You pay NO commissions
  • We pay closing costs
  • We pay fast cash
  • We close quickly
  • We’ll Beat Any Serious Offer

Get a Cash Offer For Your sinkhole Home

WE BUY FAST, WE PAY CASH

WE BUY FLORIDA SINKHOLE HOUSES IN ANY CONDITION!

We offer absolutely free consultation.

Sinkholes occur all over the planet but the biggest concentration in NorthAmerica is in the areas of Central and North Florida particularly just north of Tampa in the area known as sinkhole alley and over to Orlando & Kissimmee, north up through Ocala, Gainesville, and into the central panhandle. The most common counties with sinkhole insurance claims are Pasco, Hernando, Citrus, Hillsborough, Pinellas, Marion, Alachua, Sumter, Polk, Osceola, Orange, Seminole, Lake, and Volusia but they do occur throughout the State of Florida.

We want to buy your sinkhole house quick cash. Sell your sinkhole damage house to us. We will walk you through the process. Don’t worry about fixing the house. Let us deal with that. Use the insurance proceeds to buy a new home if you wish.

What is the definition of a sinkhole house?

Cracks in your wall? Slab cracks? Broken wall or broken slab?
Do cracks in walls indicate a structural problem?

By definition of myfloridacfo website:

“Catastrophic ground cover collapse” is defined as “geological activity that results in all of the following:

1.The abrupt collapse of the ground cover;

2.A depression in the ground cover clearly visible to the naked eye;

3.Structural damage to the building including the foundation; and

4.The insured structure being condemned and ordered to be vacated by the government agency authorized by law to issue such an order for that structure.”

Sinkhole houses? Most small cracks in drywall or plaster walls are not serious Sinkhole House  and caused by seasonal expansion and contraction of the wood framing in your house over time. Larger cracks in your walls, however, can indicate structural or foundation problems.
 
As you now know sometimes, cracks in your walls are a sign of sinkhole activity on your property. Sinkhole activity is a common problem with the limestone bedrock that lies beneath much of the state of Florida, and sinkhole activity is a problem on your property specifically when cracks in your exterior walls appear. Just give us a call at Sinkhole House Buyers Florida to see how we can help you!

Most common signs a sinkhole:

A round circular depression in the earth

A circular lake (or a large, deep puddle)

A foundation settling

Cracks in roads or pavement

A sudden drop of well water levels on a site

Rainwater disappearing into ground openings

Localized subsidence or depression anywhere on the property

 

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Sinkhole House?

 Why do you have a sinkhole?

What is a Sinkhole House? Sinkholes are widespread in residences close to bodies of water. The state of Florida is rather flat. Do you have water in your holes on your property? This is caused by the soil’s lower strata collapsing. Clay, mud, and sand can build in the ground beneath a sinkhole house, causing structural damage. Under the foundation of the house, the ground gives way. The cracking of the walls and the buckling of the floor are signs of this devastation.

If you discover that your windows and doors are difficult to close or impossible to open or close, you could have a sinkhole problem. The issue is that the earth beneath the house is unstable. Pinning and grouting are two options for dealing with this problem. These two techniques can help with sinkhole house difficulties, but they won’t make the problem go away on their own. Even after thousands of dollars have been spent on restoration and repairs, sinkholes can sink and settle again.

If you suspect your house is suffering from a sinkhole, call your insurance carrier right once. They will dispatch a specialist who will conduct tests in order to pinpoint the problem and assess the damage. The insurance company will generally not repair structural damage. Instead, they will pay the full amount of the home’s insurance. Insurance companies are hesitant to take on the risk of structural damage repairs since they are so unpredictable and costly. If you want to sell your house in Florida, please contact me for a fair market price.

I’m a sinkhole house specialist, and I’ll offer you the fair market value for your Florida sinkhole home. If you’re concerned about your sinkhole property and have previously had it appraised, you’re aware that repairs can cost thousands of dollars. Do not become disheartened. I can provide you with a win-win situation. I’ll purchase your sinkhole house, which is in bad shape and needs to be fixed.

Sell your unrepaired sinkhole house in Florida Today

Are you selling an unrepaired sinkhole house in Florida? We are Sinkhole Home Buyers. We will pay you top dollar and close on the house quickly. I have worked on thousands of sinkhole houses and non-sinkhole houses in this area. Let me take care of your unwanted sinkhole house. My name is Chris, and I would be happy to talk with you about your unrepaired Sinkhole home.

The thing to remember is that Florida is flat. A good indicator of sinkhole activity is the ground in your neighborhood is not level.

How do I sell my unrepaired sinkhole house?

As a general rule, I have used a 7% to 15% loss in value for a repaired sinkhole house. Then subtract the amount of money it will cost to fix the house.

Subtract 10% from the Zillow Value. (Repaired Sinkhole house Stigmatization)

Subtract the engineering report repair cost. (Repair Cost)

Equals that the unrepaired sinkhole house is worth. (I am happy to look at your home)

 

Sell your sinkhole house in Florida Today

Selling an unrepaired sinkhole home in Florida? We are Sinkhole Home Buyers.

If you suspect that you are living in an unrepaired sinkhole house in Florida, you need first to move out until repairs have been made. Then seriously consider selling your home. Then move into another home. Believe it or not, even your sinkhole house can be sold and for more than what you may think.

Florida is known for sinkholes being a standard yet an un-welcomed component of its landscape. It can cost a homeowner hundreds of thousands of dollars to repair the sinkhole and bring the home back to its original state. Even after repairing a sinkhole, there is no guarantee that a new sinkhole will not appear or there be more issues later down the road with the original sinkhole. After all the heavy equipment work has been done, the heavy equipment work can cause another sinkhole to appear.  It is making it feel like an endless battle against nature as well as your homeowner’s insurance company.

Because sinkhole homes cost so much to fix, for the most part, insurance companies would instead settle on your insurance policy then make the necessary sinkhole repairs. It is often cheaper for them to pay the claim. However, if you have a sinkhole house, it is wise to enlist the help of a reputable sinkhole lawyer to make sure you get the best settlement possible. Insurance companies will try their best to settle for pennies on the dollar for what the repairs will cost you.

Contractors will not guarantee the repair cost and often cannot give an exact estimate as to what the total cost of the sinkhole repair will be. Anything that is over the agreed insurance company will have to come out of the homeowners pocket.

Selling is generally the best option. If you want to know your options, call me, and I would be happy to discuss what we can do for you.

Do you have a sinkhole house?

Your neighbors have had slab mitigation foundation repair. If you are concerned, you might be next. There are early sinkhole house signs to look for to find out if you are one of the new sinkhole house owners. If you are, don’t worry. Sinkholes can be repaired (mitigated), and the foundation of your home can be saved, so your house is livable.

Sinkhole houses can be dangerous, and if it is determined that you are living on top of a dangerous sinkhole, you will need to vacate the premises until the repairs have been made. Sinkholes are caused by water and changes in the water around you. When water dissolves minerals in the rock, it leaves residue and open spaces in the soil. These open spaces eventually fill with the ground above. Groundwater gradients changing can cause sinkholes also. Activities can cause sinkholes also which include a decline of water levels, the concentration of water flow, vibration from traffic, heavy loads on the soil, and more if you have a big structure like a massive shed in your back yard. If it appears that the structure is sinking in the yard. It might mean you need slab foundation repair.

Sinkholes can cost hundreds of thousands of dollars to mitigate. This is a fact. There isn’t a way to get out of the cost of repair, but if you notice signs of a sinkhole early, then the value of repair may be less than if you wait and let the damages impact the home even more. Many of the things you should look for include cracks inside, outside, and throughout the house, cracks in the foundation and stairs, windows not shutting right, doors not shutting right, and other issues that show signs of sinking. Most sinkhole homeowners notice the first signs with the doors in the homes not quite fitting right in the door jams anymore. If you see these things, then it may be time to get a professional opinion.

The things to look for if you think you have a sinkhole under your house. Is a portion of your home shifting and cracking? Are there cracks in the walls, floors, and ceiling? Do you have stair-step cracking in the exterior walls? Are the windows and door jams sticking?

Process of selling a sinkhole house step by step?

  1. File your insurance claim.
  2. The insurance company is required to have geologic testing done.
  3. Get a payoff amount from the insurance company.
  4. I will come to the home and inspect the property. I need to review the engineering reports.
  5. We make you an offer on the home.
  6. If we agree, we will then buy the house.

Sinkhole House Symptoms, Causes, and Solutions.

Sinkhole houses are a standard part of the Florida landscape. There are more sinkhole houses in this area than any place in this country.  I have only seen three sinkhole houses disappear down a sinkhole. Most of the time there is not a void under the house. The ground is unstable because of clay, fine sand, or organic material – Mud. This causes the home to be unstable. The significant expense is to make the ground stable into the future.

In many houses, there is very little visible sinkhole damage to the property. The repair and stabilization can run over $150,000.00 or more. This is due to the amount of repair necessary to prevent future instability. The insurance companies, sometimes with the help of your lawyer, may pay off the house to the limits of the insurance policy. It is cheaper for the insurance company to do that then repair the house and risk more expenses after the sinkhole repairs are done. Many times, the sinkhole house will continue to shift and crack after the sinkhole repairs have been done. This may be due to the pressure underground from to much concrete pumped under the damaged sinkhole house.

To help you with your sinkhole house problem I have created this sinkhole house web site. I have tried to incorporate as much sinkhole house information as possible.  Please read through the many articles on this web site. If you wish to get more information you can call me at 813 545 5263

Sinkhole House Florida?

Sinkhole Definition

A word is just a word unless it comes to sinkholes; The definition of what a sinkhole has been heatedly argued between Floridians, engineers, lawyers, and insurance agents. No one seems to be able to define what exactly is a sinkhole.

1: a hollow place or depression in which drainage collects.

2: a hollow in a limestone region that communicates with a cavern or passage.

3: sink (as in the verb meaning to fall).

4: something (as a money-losing investment) that steadily drains money or resources.

A scientific or engineering definition of sinkholes refers not just to surface holes but also apply to the voids in the limestone bedrock, in the actual surface collapse area, the walls of the hole, or any of the mixture of soil, fissures, or half-filled voids that can become a sinkhole.

A sinkhole lawyer and an insurance agent will never agree on the exact definition of a sinkhole! Florida law before 2005 described a sinkhole settlement or collapse of the earth supporting such property, but only when such settlement or collapse results from subterranean voids created by the actions of water on limestone or similar rock formations. Due to the significant increases in the number of insurance claims filed for sinkhole home damage, Florida law redefined sinkholes form created by subsidence of soil, sediment, or rock as underlying strata are dissolved by groundwater.

Florida Sinkhole Houses

The definition was changed to fit proper geotechnical terminology but now also suggests a qualified geologist or engineer must determine the damages caused by a sinkhole to a house. What sinkhole lawyers do not like is that now insurers can deny a sinkhole claim upon the first inspection, and victims must find the engineer or geologist to conduct the test.

To a Floridian, sinkholes mean trouble for their homes. Sinkholes can mean you lose equity in your home. Sinkholes mean tens to hundreds of thousands of repair damage costs to a Florida home.

As a home seller in Florida, you are required to divulge any history of, or current existence of, sinkholes on your property. What this means to the home seller, of course, is your home may be more difficult to sell and less attractive to buyers, unless it is at a significantly reduced price. What a so-called sinkhole house means to the house buyer may mean a red flag; or, the buyer may purchase the home with the stipulation that the seller has done sufficient repairs in filling the sinkhole and has gotten the repairs certified, tested, or verified by professionals.

Understand more than just the technical definition of a sinkhole, but also what it means to you and your house. Sinkholes can be a severe problem for homeowners that need to be dealt with sooner rather than later. You would do well to pay the costs for properly fixing the sinkhole, or face paying even more in the future.

Sinkhole houses in Florida.

Florida is known for many great things- Disney World, beaches, the Florida Keys, a great place to retire, and the warm, warm weather. But Florida is also known for some dangers- hurricanes and sinkholes. Sinkholes? What are those?

Sinkholes are a natural geological feature of Florida. As the name implies, it is a hole in the ground of varying widths, caused by the disintegration and disappearance of underlying rock and soil. A sinkhole can be a slow-growing bowl-shaped depression, or it can be a sudden caved-in hole in the ground. You can imagine the sort of destruction and damage a massive sinkhole can cause to roads and structures, such as houses.

Florida has the most sinkholes out of any state. You probably did not realize it, but most lakes in Florida were a result of sinkholes! The geology of Florida is ideal for sinkhole formation.

Karst Terrain

Florida is covered by what is generically known as karst terrain. Karst refers to any surface that is created from rock that was dissolved by water. In Florida, the topmost layer of ground is covered by soil; beneath it lies a layer of carbonate rock, such as limestone or clay. Far beneath this is the groundwater. The primary formation of sinkholes is caused by acid erosion, such as acid rain. Acidic rain can carve and dissolve channels through the limestone. These hollow limestone channels grow larger and larger.  They can form large empty spaces. Sinkholes form when the weight of the ground above collapses into the empty spaces, or when the roof of the areas reaches and erupts up out of the surface.

Different areas of Florida have varying amounts, depths, and composition of soil covering the limestone layer. Technically, there is no place in Florida 100% guaranteed safe from sinkhole development, since the whole state rests on top of carbonate rock. However, depending on the thickness and type of ground cover above the limestone layer, you may have areas that are more or less likely to develop sinkholes.

Three types of sinkholes.

There are three general types of sinkholes, though some are a combination of different types:

Solution sinkholes

Solution sinkholes occur where the top layer is thin, and the underlying carbonate rock is exposed to the rain and wind. Natural erosion occurs slowly. These sinkholes form gradually and tend to be bowl-shaped with sloped sides.

Subsidence sinkholes

Subsidence sinkholes are similar to solution sinkholes, but in this case, and falls into the depression and fills in the gaps and channels in the limestone. This situation prevents water from flowing in and carving deeper channels. Eventually, as you might suspect, this depression becomes a filled body of water, such as a spring or lake.

Collapse sinkholes

Collapse sinkholes are the most common in Florida. Unfortunately, these are also the nightmare to wary home buyers and homeowners who fear to see their homes engulfed or swallowed by these gaping holes. Collapse sinkholes form in areas where the overlying top layer of soil is quite thick. While it may appear sturdy, the reality is that below, there is not much stability; the underlying limestone has been carved hollow by water. The roof of the empty spaces grows weaker and eventually cannot support the weight on top. Collapse sinkholes are devastating because they can occur anytime, unexpectedly, without warning.

Sinkholes can be the hidden bane of those lucky enough to own a home in Florida. To protect your home from these common hazards, be wary of cracks in the foundation or exterior surfaces. Look for windows and doors that are cracked and holes in the yard, look for depressions, leaning fence posts, or signs of holes. Make sure you purchase adequate homeowner insurance to cover for damages caused by sinkholes.

We Buy Sinkhole houses in Hillsborough

Sinkhole House Hillsborough

Are there unrepaired Sinkhole houses in Hillsborough County Florida? Hillsborough County ranks high among other Florida counties for sinkholes.  A sinkhole is more prevalent in Florida because Florida sits on limestone. Weather conditions such as rain and drought can cause limestone to erode and dissolve causing the limestone to give way in areas creating sinkholes.  

Sinkholes that develop under homes can cause structural problems and must be addressed by strengthening and repairing the foundation through a process called underpinning.  If your neighbors are experiencing sinkholes then you should have your property assessed by a contractor. Your homeowner’s insurance policy will entitle you to have a free assessment of the damage.  If you have a sinkhole home the costs for repairs can be overwhelming and possibly very costly.

Sinkhole Signs 

There are several signs that could indicate a sinkhole is developed or developing on your property.  Cracks in your ceiling, walls, and flooring, cracks or buckling cement in cement slabs or cement flooring, cracks in outside steps, areas that are depressed or sunken are all signs that the property is experiencing a sinkhole.  Houses falling into huge sinkholes are very rare. The instances of this are very few and far between. Most homes can be secured and repaired through underpinning and or compaction grouting. The home insurance policy will cover costs associated with sinkholes; however, you may need a lawyer to help you fight for the repairs as insurance companies often opt to pay the maximum insurance on the home rather than face the cost of repairs.

Sinkhole Repair Process

Your home will need to be vacated during the repair process.  Underpinning sometimes requires pulling up flooring under the load-bearing walls and drilling pins to secure the foundation of the home.  The home’s foundation must be secured as the shifting and settling of the soil can cause the foundation to shift and move. Often when a home is experiencing sinkholes, the floors can be felt shifting and moving as they are walked on.  The repairs to the ceilings, walls, and floors and any other damage incurred by the sinkholes must also be addressed.  

A professional engineering company will be contacted by your insurance company and can give you a proper assessment of damage and the possible cost of repairs.  If the engineering company finds that there is no evidence of a sinkhole the insurance company will deny your claim. Contacting a lawyer may be necessary if you are experiencing the evidence of sinkholes with signs of cracking and sinking.  A lawyer will review the tests thoroughly and are often able to find evidence in the tests of sinkholes activity.

Sinkhole Repair

The process of underpinning and/or grouting is widely considered to be the best course of action when repairing sinkhole homes.  If you are not interested in going through this process. I purchase sinkhole homes. Selling your home is a great option when faced with the expense of repairs and the time-consuming process that can include needing to vacate the home during the repairs.  I am an investor that is looking to buy sinkhole houses in Hillsborough County Florida. 

We Buy Sinkhole houses in Pasco

Sinkhole Pasco County Florida

Is there an unrepaired Sinkhole in Pasco County Florida? There are many homes in Pasco County Florida that are damaged by sinkholes.  The damage caused by sinkholes can be very costly and often there can be an additional need to hire a lawyer to collect money from the insurance company for repairs.  Insurance companies often quickly find that there is no damage based on the tests or that they will simply forgo repairs and give the max insurance allowance on the home.  This often leaves the homeowner with the need to hire a lawyer that specializes in sinkhole testing and repairs.  

Sell the house

It is often a long time consuming and expensive process to have the home repaired.  Homeowners that find sinkholes under their home or on their property or on the properties surrounding their home may opt to sell the home.  I offer fair market prices for sinkhole homes. Selling the home can save the homeowner much time and cost.  

Sinkhole Causes

Sinkholes are fairly common in certain areas of Florida as Florida has a shelf of limestone under the surface.  There are more sinkholes in Florida than in any other state. Limestone is susceptible to deterioration through weather changes such as rain and even drought.  The breaking up of the limestone can cause collapsing layers of soil and slipping and moving of the home’s foundation. This can be seen in cracks in the outside steps, in cracks in cement or bunking in cement floors, in the indoor ceiling, wall, and flooring cracks.  

Sinkhole Laws

Sinkhole laws enforce those homeowner insurance policies in the state of Florida must provide coverage for sinkholes.  The coverage and definition of sinkholes are defined by the law. There is less disputing and less able to deny a claim for a sinkhole is the definition for a sinkhole is clearly defined by law.  The law clearly defines a sinkhole, sinkhole loss, sinkhole activity, professional engineer, and professional geologist. These definitions are designed to protect the homeowner. A review of the laws pertaining to sinkholes can help the homeowner to determine their rights. 

These laws also clearly define the rights of the insurer to deny coverage if they determine that there is no sinkhole loss without doing testing.  The homeowner has the right to demand testing but must do so in writing and only after receiving the notice that they have been denied coverage. There are many details that must be followed precisely in order to demand proper testing and coverage of the claim. 

Sinkhole Lawyers

A lawyer that specializes in sinkholes is often required by the homeowner as the law is precise and a homeowner may misread the law or not have the knowledge needed to fight for their rights to coverage under the law. Many homeowners opt to sell their damaged sinkhole home in Dade City, Florida, or in other areas of Florida rather than face the legal issues that surround repairing and covering sinkholes. 

 

We Buy Sinkhole houses in Clearwater Florida

Are there unrepaired Sinkhole homes in Clearwater Florida? There are many unrepaired sinkhole homes in Clearwater, Florida. What should you look for and what you should do with the unrepaired sinkhole home? 

If you are noticing cracks on the outside steps of your home, it may be due to a sinkhole.  There can be many different indications that there are sinkholes on your property that are affecting your home.  Some of the signs include visible holes in the ground or sunken areas in the yard, cracks in interior floors, walls or ceilings, slopes in the flooring, cracking of cement slabs, well water beginning to show signs of debris and dirt, and a shifting in the floor as you walk.  

What to do with your sinkhole home in Clearwater Florida?

If you recognize any of these signs or indications or if you hear that your neighbors are experiencing a sinkhole, call your insurance company immediately.  Your insurance company will send out engineers to assess the damage to your home and who will give you a cost evaluation. If the losses are extreme or the costs are too high, the insurance company may opt to pay the maximum insurance coverage on the home.  We buy houses with sinkhole damage as is. One of the essential choices you will need to make is whether or not to have the home repaired. If you decide to sell your home, I will give you fair market value for your home.   

Sinkhole Home Repair Options.

If you select to have your home repaired, then you will need to have your home go through the professional process of underpinning and or compaction grouting.  Underpinning will secure the stability of your home and stop the shifting of the house. Additional repairs will also be needed based on the damage that has already occurred through shifting and settling.  Underpinning strengthens the structure of the house and deals with the issue of shifting and setting dirt that lies under the foundation of the house.  A home should be built on a solid foundation. When the ground shifts due to a sinkhole, the foundation shifts. Underpinning involves the altering of the foundation. The house will lie on more supportive soil. The weight of the house is then distributed over a broader area.  Compaction grouting is often used in conjunction with underpinning. Grouting is the process of pumping cement under the home to form a seal within the soil and to fill the sinkhole.  

Sinkhole Insurance Company

If there is serious damage to the foundation caused by the sinkholes, then it is unsafe to reside in the home while you work with the insurance company to get the finances secured for the underpinning and/or compaction grouting repairs.  Often insurance companies will not want to pay for the repairs, and you may need to hire a lawyer that specializes in sinkhole homes to help you obtain the insurance money for repairs. Once you secure the finances from the insurance company to have the home repaired, you will need to leave the house while the home is repaired.  The repairs on the home can be quite serious and can be both costly and time-consuming. Because of the seriousness and the possible future problems that can be related to sinkholes, many homeowners opt to sell rather than repair their homes. If you determine that the costs of repairing your home and living elsewhere while the repairs are being done not beneficial to you and your family, call me and I will buy your sinkhole home in Clearwater, Florida. 

Sell the unrepaired Sinkhole house.

We buy unrepaired sinkhole homes in Clearwater Florida.  Florida has many homes that experience sinkholes. In fact, Florida has more sinkhole homes than any other state.  Sinkhole repairs can be very costly. If you own a home in Clearwater, Florida and you have been experiencing sinkhole signs in your home then rest assured that you do have several options available to you.  You can select to have your sinkhole home repaired or I will buy your sinkhole home.

Sinkhole Florida

Sinkhole Homes in Florida

Sinkholes are more prevalent in Florida then many would like to think. They are a widespread occurrence with it estimated that there would be approximately 24 sinkholes appearing yearly and gaining in just Florida alone with 75% of the sizes ranging up to 10 feet in length.

Sinkhole data collected in the past 20 years in just central west Florida attribute the increase in population and water usage due to the population as part of the reason this limescale rich land is becoming an increasing risk for homeowners. Massive urbanization in Hillsborough, Pasco, and Pinellas counties are considered higher risk locations of Florida due to the karst topography with Tampa topping the charts along with New Port, Richey, and Hudson falling close in behind. It is thought that damage due to sinkholes alone will reach over the 5 million mark just in the Tampa Bay region and will continue to increase as long as the population increases.

Currently, no agency overlooks sinkhole activity solely. The Florida Geological Survey accepts and appreciates calls from homeowners reporting occurrences of sinkholes however is understaffed so are unable to investigate each incident. They do maintain a database of any self-reported sinkholes either by phone, in writing, or through their website but beings they are not each individually inspected through them they can only use the information gathered to give estimates of sinkhole activity.

Beings the majority of sinkholes occur in denser populated areas, it only goes to say that many homes today are sitting on what could at anytime develop into a sinkhole if they are in higher-risk locations. Sadly, there is no sinkhole prediction assessment; your home will not experience the damaging effects of a sinkhole. However, your best defense is to research your homeowner insurance companies and make sure you get one that honors sinkhole repair in both underpinning and compaction grouting. Also, become well informed of what sinkholes are and what initial presentation of sinkhole activity is. This can help you know of the warning signs of sinkhole activity before your home caves in causing more damage than necessary; however, a sinkhole can fully develop in just a matter of hours or take hundreds of years.

If you are currently living in a house that is sitting on or nearby a sinkhole, it is advisable that you move out until the proper authorities can thoroughly investigate it and deemed safe to return. Sinkholes can cause a large amount of damage to a home and even more significant damage to one’s bank account. If you are living or own a sinkhole house and want to get out from underneath it without having to put the money into the repairs and risks of reoccurring problems, call us, and we would be happy to discuss an offer with you on buying your unrepaired sinkhole house from you. When it can cost more to repair a sinkhole house than to build a new one, why invest all the time and energy into something that can eventually keep draining your wallet?

Sinkhole house danger Florida

12. Sinkhole house dangers in Florida

Sinkhole house danger Florida. There is nothing worse short of a hurricane or fire that can happen to a Florida house owner then falling victim to a sinkhole on their property. Sinkholes bring nothing but trouble no matter how you want to dice it. If it is not the damage ensued from a sinkhole to your house itself, it is the red tape and runs around you can get from the house owner’s insurance company and the contracted repair company. Not to forget the massive drop in property value.

The foundation damaged by a sinkhole can do to a house that is insurmountable. It can totally crumble a foundation in making the complete house unstable and uninhabitable. It can lift floors as well as crack them and walls. The shifting of the house itself can cause windows to break and cracks to form in ceilings. What once may have been an airtight house is now exposed to elements. The structural damage to load-bearing walls is a huge expense in itself. Gas lines and plumbing can also be broken and definitely will be things that require a thorough inspection as well as electrical lines to make sure none have been crimped or broken during the shift. Depending on the size of the sinkhole, your house could be considered a total loss and more times than not the cost between repairing the sinkhole and the house damage can tally up more then it would cost to build a new house.

Sinkhole Insurance – sinkhole house danger Florida

House owner insurance companies in Florida cringe when they hear a policyholder on the other end of a call saying the word sinkhole. No matter how you say it to them, sinkhole, sinkhole, or sink whole, the response you will receive will be about the same, one without much enthusiasm to help. However, it is essential that you file a claim. The house owner insurance policy will have to send out at no expense to you a geologist or a geotechnical engineer who will determine if your sinkhole is a true sinkhole according to what they deem is a sinkhole. If it is determined to be a sinkhole then the insurance company will send out a contractor whom they select to give bids on the cost of necessary repairs. Of course, they will go with the lowest of the bid, however, generally, this is a contractor who does sinkhole repair solely by compaction grouting, the less favorable, and stable of choices in sinkhole repair.

This is why it is wise to get a sinkhole lawyer involved from the very beginning to make sure your rights are being protected. Most contractors, when using the compaction grouting method, will not guarantee a bid price and anything above the cost of repair from the original bid by the insurance company comes out of the house owner’s pocket. The reason the contractor cannot set on their bid is that there is no way actually to tell just how much concrete will be needed to stabilize the property. A sinkhole attorney can read over all contracts and help make sure you get the payout due to you from the insurance company.

Sinkhole Repair – sinkhole house danger Florida

On the other hand, oftentimes the cost of the repairs to the sinkhole and house is well over what the insurance policy is willing to cover, and rather than pay for the repairs they will settle on the remainder of your policy. A sinkhole attorney can ensure that you get the full payoff you have coming to you. They can also help you in the process of selling your house if you choose not to have the repair done or you can simply call us and we would be happy to assist you and make sure you get top dollar for your sinkhole house. There is no need to fix your sinkhole house. We buy, repair, and restore sinkhole houses and would like to help you get out from under your sinkhole house and the dangers of full collapse, future collapse, and the all too often reoccurring repairs and cost of a sinkhole house.

Florida attorney can help in getting you the money you need for your property. Sinkhole Insurance is very hard to get after you have sin hole damage in Florida. The cost to repair a damaged house can be very high. Don’t repair your house.

The last story is very much an overdramatization. But not as far-fetched as you might think. I have seen far too many times where kids have been playing in holes in the back yard that was an active sinkhole. A child does not see the caution tape. All they see is a natural fort.

Pasco County Florida

Recently I was looking at a Sinkhole house in the Pasco County area. I was standing in the front yard talking with the owner. I pointed to the spot on the ground about 15 feet away from us were the engineering report said there was a 35 feet deep void under only 20 feet of loose sand. He corrected me and pointed to the hole in the ground right next to where I was standing. A hole next to my foot was only about half a foot round and looked about 6 inches deep. He said that he keeps dumping dirt into the hole, but the hole keeps coming back. After he said that I was moving away from the hole as fast as I could, this was a case of a dangerous sinkhole situation. Count, you imagine falling into a 35 feet deep collapse sinkhole.

Sinkhole house Dangers

A couple of years, a man died when the floor in his bedroom collapsed into a sinkhole. The chances of that happening are extremely low. From my understanding before that incident, the last time someone died in an active sinkhole was back in the 1920s. Two geologists climbed into an active hole to investigate sinkhole formation, and it collapsed on them. An active sinkhole can be extremely dangerous.

One of the best things you can do to protect your family from danger is to check your smoke alarms regally and have several fire extinguishers throughout the house. More houses in Spring Hill burn down then fall into sinkholes. Sinkholes are typically a relatively slow-moving process. Were as a fire is a fast-moving one.

Sinkhole house worth

What is my unrepaired sinkhole house worth in Florida?

Sinkhole Effects on Market Value of the Home

The value of the house will be significantly affected by the cost to repair the sinkhole. I always look at what the insurance pay off amount is. The insurance company is not going to give the owner a penny more then they have to. Generally, You take the repaired market value. Subtract the cost to repair the house. You then come up with the current value of the home. Some times the amount you come up with is negative. The property may still be worth something.

Sinkholes, and the After Repair Market Value of Sinkhole Damaged Houses.

The sudden collapse of the ground under your feet is the stuff of nightmares. Sinkholes are very real. A sinkhole is a cavity, otherwise known as a hole, in the ground that is created by the combination of erosion and the drainage of water. They can be just a few feet across or large enough to swallow whole buildings. Although they’re often the result of natural processes, they can also be triggered by human activity. It is extremely rare for a sinkhole to swallow up an entire house. However, even some smaller ones cause significant property damage. Also, it is crucial for sinkholes to be repaired underground before they become worse. Some sinkhole homes do not have a void under them. The ground is unstable is not sufficient to guarantee the house will not shift and crack.

There are two basic types of sinkholes. Those that are created slowly over time are called a cover-subsidence sinkhole, and those that appear suddenly are referred to as a cover-collapse sinkhole. Naturally, it’s the latter ones that create headlines, but both varieties are formed by the same basic mechanism.

Sinkholes mainly occur in areas of land where soluble bedrock, such as limestone or gypsum, can be dissolved by water.

With cover-subsidence sinkholes, the bedrock becomes exposed. It is gradually worn down over time, with the holes often becoming ponds as the water fills them in. The same process occurs out of sight with a cover-collapse sinkhole. Naturally occurring cracks, and or small voids underneath the surface are hollowed out by water erosion. A cover of soil or sediment remains over the top. Eventually, as the hole expands this cover can no longer support its own weight and suddenly collapses to reveal the cavern underneath. Unfortunately, sinkholes are found throughout Florida and can be a real problem for many property owners.

If you are concerned with the un-repaired damage that a sinkhole has caused to your property, please keep in mind that we will purchase your house for the most money possible.

Many people are curious if there is a benefit to purchasing a fully repaired sinkhole property. The answer is a most definite yes, however it is extremely important that both the sinkhole itself and the house are fixed properly, and correctly documented. The repair process is so complicated that most homeowners would much rather sell the property, and rid themselves of the problems. Many sellers turn to us because they know that we will not only pay them the highest sales price, we will also provide them with much-needed peace of mind.

How Do We Determine How Much To Pay For Sinkhole Houses in Florida?

We look at several factors in order to determine how much we can pay for houses damaged by sinkholes in Florida.

Sinkholes are extremely costly to repair. They require heavy equipment that is expensive to operate. The first factor we consider is to determine exactly what it will cost in order for us to repair the sinkhole that is located below the ground. It is also critical to determine and estimate the costs of stabilizing the area for the future.

The next factor we consider is how much the above-ground repairs and updates will cost. The damages caused by sinkholes in Florida are not typically limited to one specific area. Often times there are major construction repair and rehab costs due to the damage caused.

We also consider the aftermarket repair value of homes that are damaged by sinkholes. It must be noted that the aftermarket repair value is based on the current market value, not the potential future market value of the property. Un-repaired sinkhole properties are worth far less than the current market value of similar houses that do not suffer from sinkhole damage. We offer homeowners a top dollar for their sinkhole properties.

We always ask the seller how much they believe their un-repaired sinkhole home is worth. Many homeowners use the amount that is printed on their property tax bill. In truth, the market value on a Florida homeowner’s real estate tax bill is for tax purposes only. They do not reflect that current market value in terms of what the property is actually worth. The proper method to determine a sinkhole home’s value or any other property for that matter is determined using the three methods listed below.

Sinkhole house market value

Three Methods To Determine The Market Value Of A House

1: Sales Comparison Approach

The most commonly used and accepted approach to determining value in real estate is the sales comparison approach. This approach to value bases its opinion of value on what similar properties, which is otherwise known as “comparables”, or “comps”, in the vicinity have sold for recently. These properties are adjusted for time, acreage, size, amenities, etc. as compared to the property that is being appraised. Understanding which and to what extent adjustments are reasonable for a given market area, for a given property, relies on the experience of an experienced professional. A property characteristic that is highly valued in one neighborhood may not be valued to the same degree in a different area.

2: The Cost Approach

The second approach to determining the value of a property is the cost approach. This approach seeks to determine how much a property would cost to replace, meaning to rebuild it, after subtracting accrued depreciation. Accrued depreciation is the reduction in the actual value of property over a period of time as a result of wear and tear or obsolescence. The term reproduction cost is used if an exact replica of the original property is produced. The term replacement cost is used if a property is rebuilt with comparable utility, but using current design and construction methods and materials. The cost approach is considered to be more reliable when used on newer construction. The methods and results of the cost approach are considered to be less reliable with older construction.

The cost approach appraisal is frequently the only approach that is considered to be reliable when appraising special use properties such as commercial/industrial properties or public properties such as libraries, schools or churches, which are not traded on the open market.

3: The Income Approach

The third approach to value is called the income approach. When a property generates income for its owner, that income, or potential for income, helps to substantiate, calculate or identify the market value of the property. Apartment buildings and duplexes are examples of income-producing properties. Professionals use the income derived from the property as part of the assessment the market value of the property.

I am more than happy to have a more in-depth discussion with you regarding which valuation method will benefit you the most. Sinkhole home sellers certainly have unique situations that require the expertise and experience of a professional company that cares about your best interests. Sinkholes are a far too common problem in Florida. We are here to guide you through the process every single step of the way. Please contact us today and we will work hard in order to help facilitate the sale of your home.

We fully understand that sinkholes can be extremely dangerous and that owners of properties with sinkholes are in a stressful, emotional, and precarious situation. We want you to know that there is a solution to your problem. In fact, many sellers actually come out ahead of the game. You can actually get out of your house with enough money to purchase another home. This is often the best way to make the best of a bad situation. If a sinkhole is not properly repaired there is a good chance that it will re-surface. This leaves you facing the problem, and re-living the nightmare all over again, and it can strike at any time. Why take that chance.

Helping homeowners, by purchasing their sinkhole properties, is not only our area of expertise it is our passion. We pride ourselves on the fact that our company provides sinkhole homeowners with an extremely easy way out of what seems like a next to an impossible situation. In addition, it is also tremendously satisfying to repair homes that, under any circumstances, may have gone un-repaired. By fixing those properties to their former glory it not only helps the neighborhood but the entire community as a whole. Surrounding neighbors will no longer have to live close to an eyesore, the danger to children and adults is eliminated, and the property values are restored to the area.

We look forward to helping you, please contact us today for a no-obligation analysis of your sinkhole property.

Sinkhole house value

Unfortunately, your home has suffered from severe damage caused by a sinkhole. This problem is occurring far more frequently due to the severe conditions that occur underground in many areas of Florida. Often times the best solution is to sell the property to a company that specializes in purchasing sinkhole houses in the Florida market. By doing so you will be able to recover the most amount of money, enabling you to literally and figuratively move on with your life.

We pay top dollar for sinkhole houses in Florida. Contact us today for a no-obligation; custom quote on the maximum amount we can pay you for your property. We have also provided you with an easy to use guideline regarding the value of your “as is” sinkhole home. Please note that “as is” value refers to the current market value prior to making any repairs.

Please follow these steps in order to calculate an approximate value of your un-repaired sinkhole house.

Sinkhole value – Step One

Begin with the current market value of your property as if the sinkhole did not occur. There are many websites that will give you a market value based on recent sales within your area. All you need to do is type in your address and you will be provided with data from similar-sized, and style houses that have sold recently. There are many websites that do this for free; www.Zillow.com is a good source to start off with.

Sinkhole value – Step Two

Use the market value figure from Step One and subtract five to ten percent due to stigmatization.

Please note that stigmatization means that there will always be a perceived assumption that there is something wrong with the property even when it is properly repaired. This fact will cause some potential buyers to steer away from the property, while others will only be willing to purchase it for less money than it is currently worth.

For example, your house is worth $100,000 minus $10,000 (ten percent of the market value) = $90,000.

Sinkhole value – Step Three

The next step is to use the figure in Step Two, and subtract the cost to repair both the house itself, and the sinkhole under the property. For an approximate figure, you can use the amount that your insurance company has either paid you or has calculated based on the engineering report and home repair estimates.

For example, $90,000 minus $50,000 ($25,000 home repair costs, and $25,000 sinkhole repair costs) = $40,000.

Your property’s value is greatly affected by the costs to repair the house and fix the sinkhole itself. In some cases, the market value before repairs is actually negative. If this has happened to you, we may be able to help. There are other ways to figure out if your property has some value

Some companies calculate the damage and repair costs as twenty-five percent of the pre-sinkhole value of the property. This is certainly not a good method to use. The damage and repair costs could be much higher or lower than twenty-five percent.

Although the steps above will give you a good idea of your sinkhole house’s value prior to repairs, the exact accurate figures are another story. It is a complicated process that should only be conducted by a professional company such as us. The principal owner, Chris  worked for many years as a state-certified appraiser and Real Estate Broker. Based on his knowledge, we are able to offer you the best price possible for your sinkhole home in Florida.

Sell Your Sinkhole

What to do with a sinkhole house settlement problem?

Sell your Sinkhole house in New Port Richey Florida.

Your first step is to contact your property insurance company and let them know of the situation. More times then not they will require you to get a full evaluation from an engineering company that deals with sinkhole and sinkhole foundation repair. They will give you an estimate as to what it will cost to make the needed repairs to repair the sinkhole foundation. Some will also give estimates to bring your property back to the repaired state as well. Other times you may have to call in a contractor for the repair aspect from the damage caused by a sinkhole in Port Richey Florida.

There are two main ways to repair a sinkhole property. Compaction Grouting and Underpinning. Based on the nature of the instability of the soil under your land then the engineering company will recommend the appropriate repair methods. They may call for one or the other methods. It is very common to call for both methods of repair.

Sinkhole property can be very dangerous. The owners of property with sinkhole are in a particularly difficult situation. One moment your home is running along with fine and the next you are unable to use your house. You are worried the ground could consume your property and family. This is a very unlikely thing to happen. Although this does happen. It is called a collapse sinkhole. Most of the time it is just the ground sifting due to clay and sand underground.

It’s important to understand that there is an easy solution to your problem. In most cases, the owner of the sinkhole home can actually come out ahead. You can get an insurance payoff and sell the sinkhole real estate. It is not uncommon to get enough money to buy another property.

Filing a Sinkhole Insurance Claim, Be Paid, and Sell Rather than Repair.

Please sell me your Sinkhole house in Port Richey Florida. We buy unrepaired sinkhole houses in Port Richey Florida.

You wake one morning to find that you have a sinkhole adjacent to your Port Richey Florida home. Living in Florida you were aware that the risks were present beings Port Richey Florida is one of the states with the largest amount of sinkhole activity, nevertheless, you are disheartened and have no idea where to begin what you fear will be a bigger nightmare than the sinkhole itself. Your first step when you discover or believe your home may be sitting on a sinkhole is to call your insurance company and get an insurance claim initiated.

If you have a sinkhole insurance policy. Your homeowner’s insurance company will begin the process of filing a sinkhole claim. They will collect information from you regarding the current extent of the damage. At that time, your insurance company, at no cost to you should send out either a geologist or a geotechnical engineer to survey your property to confirm if a sinkhole is actually present. This can easily take up to a few weeks to complete. They will due to test that will detect any abnormalities under the subsurface layer of your property and if a sinkhole is confirmed your insurance company will send up to three contractors who specialize in sinkhole repair to submit estimates as to the cost of the sinkhole repair.

There are two main methods of mitigating a sinkhole house, compaction grouting and underpinning the house. I have seen homes that require one or the other methods to be used. Many times I see both methods required depending on the below-ground conditions.

If for some reason the geologist or a geotechnical engineer state that a true sinkhole was not the cause of the damage, your homeowners’ insurance company will decline your claim. The geologist or a geotechnical engineer may claim that the damage is due to unnatural causes such as declined water levels, soil disturbance, leaking sewer or water pipes, storm drains causing a concentration of water in one area, ponds, dams, heavy equipment on land, and/or heavy vibrations. However, if there was a preconditioned subsurface already information for a true sinkhole, these situations would only exasperate it. Many insurance companies, however, will use the man-caused reasons for the underlying damage you are facing though forcing you to get a sinkhole attorney to help with your fight in getting an insurance company to honor your claim.

Your best alternative in dealing with a sinkhole house in Port Richey Florida is to get in touch with a reputable sinkhole attorney and have them go through the process with you to ensure that your rights are being protected. They can help ensure that you get the full claim that you are entitled to as well as help you if you choose just to sell your home after an agreeable settlement has been made. If you choose to sell your sinkhole house in Florida, we would love to talk with you and make you a top-dollar offer on your home. Just because you settle does not mean you have to have the repairs done. We will buy your unrepaired Port Richey Florida sinkhole house and give you the opportunity to move on with your life without the constant worry of a sinkhole reappearing.

Sinkhole

Sinkholes under houses are not on the top of most peoples list of must-have homes. They take some pretty expensive work to make them livable. The idea of having a piece of property, home or business located upon a sinkhole, repaired or not can leave many property owners wondering what their options are. An unrepaired sinkhole house is not worth nearly as much as a fixed sinkhole house. A repaired sinkhole house is worth less than a non-sinkhole home.

There is no way of getting around not disclosing the fact that your property sits on a sinkhole, structural damage or risks of structural damage have to be reported by law. You have three options, sell your home as is, with existing sinkholes, have sinkholes repaired by insurance claim and then sell your home, or have sinkholes fixed and remain in your existing home.

Signs to know if your home is sitting on or near a potential sinkhole are if you notice fence post or trees sinking, slumping, or falling. If you see your foundation sinking or unexplainable cracks in your foundation, walls, or floors it is possible you have sinkhole information. Your interior flooring may also begin to be off kilt. Often the vegetation around sinkholes will start to wilt and die out from lack of ground movement. The water from your well can also be discolored or begin to taste off. If you do not want to go through the costly expense of repairing the sinkhole, and the damage caused by the sinkhole. We would love to talk to you and relieve you of your burden. You do not need to be stuck with a home that can cost you an outrageous amount to make livable only to worry still if one day you will be again experiencing the same nightmare. If your unrepaired sinkholes house is for sale give us a call, and let us help you sleep easier at night.

Let’s talk about your property. I will be happy to make an offer to buy your residential real estate. My group owns many homes in this area. We use them as a rental property. If you are tired of dealing with all the problems associated with unstable ground, give me a call. I will take your house off your hands. I specialize in unrepaired sinkhole homes. Please call me, and I can make you an offer to buy it.

Sinkhole house damage

What to do with a sinkhole home.

If you are an owner of a Florida sinkhole home or suspect that you are an owner of a sinkhole damaged home, please understand that you have options to either repair and keep, repair, and sell or sell your sinkhole home un-repaired. If you are searching for a sinkhole home buyer, then look no further. I will buy your unrepaired sinkhole damaged home and offer you top dollar when you sell the damaged home to me. Selling your sinkhole home to an investor is an easy process. I am the right person to sell to. We have your best interest in mind. Buying and selling sinkhole damaged homes is my specialty.

A sinkhole is a costly “incident” that occurs naturally and frequently in and around Florida real estate causing stress and financial difficulties for the unrepaired sinkhole homeowner. A sinkhole often means your home will shift and crack for the rest of the life of the home, for which the repairs and costs can be devastating. Sinkhole means homeowners will become exhausted in an effort to recover monetary losses from your insurance company, only to find out that you are not covered for the total amount of damage caused by the sinkhole. If you do have a Florida sinkhole home, “get a good engineer and adhere to their recommendations.” Depending on the recommendations, you may decide that it would be in your best interest to part with (sell) your home. This does not necessarily mean ALL is lost. However difficult, it’s good to know that there are helpful resources. We are here to help you sell your sinkhole home and to help you make a smooth transition. We understand what you are going through and can make you a very good offer for your unrepaired sinkhole home.

Sinkhole map in Florida.

The map on the right shows where certain rock types that are susceptible to dissolution in water occur. In these areas the formation of underground cavities can form and catastrophic sinkholes can happen. These rock types are evaporites (salt, gypsum, and anhydrite) and carbonates (limestone and dolomite). Evaporite rocks underlie about 35 to 40 percent of the United States, though in many areas they are buried at great depths. Source:

http://ga.water.usgs.gov/edu/sinkholes.html

Sinkhole homes are close to the waterfront in Florida.

Please sell me your Sinkhole house in Florida. We buy unrepaired sinkhole houses.

Florida Sinkhole homes and Florida waterfront homes seem to be closely related. A majority of the sinkhole homes in Florida, I look at are close to the waterfront or low-lying areas. There is a reason for this. Centuries ago, when the ground was low the water would flow into these low-lying areas. The water would fill up with organic material such as plants and other creatures. Over time, this plant life would decay and turn to clay or mud. As time would continue to pass dirt and sand would cover this area. Then someone would build a house on top of it.

Florida waterfront and conservation areas are a very attractive feature to look at. But they had hidden problems. Primarily they are on unstable ground and sinkhole activity.

sinkholes

Is your unrepaired sinkhole home for sale? Do you live in Florida? Then I would love to talk to you and make you an offer on your home, one I am sure will be a relief to your ears. Sitting on a home that is sitting on a sinkhole can bring much-unwanted grief to a homeowner, however, if you let me, I can relieve that burden from your shoulders.

Sinkholes can develop over a period of time or as quickly as overnight while you sleep. Florida is known for having the highest amount of sinkholes over any other state in the United States leaving homeowners in Florida risk sitting right smack dab on top of a sinkhole. Being so vulnerable, it is nice to know that if you find yourself in such a position that there is a viable way out. Insurance companies often would rather settle on the homeowner’s policy rather than pay out to have the necessary repairs done. This again leaves the homeowner standing alone in a sinking hole.

The surface of a sinkhole may develop very slowly and only appear as a minor dip in the yard or like the ground is settling somewhat around your foundation. Other times you may wake or come home from work to find the side of your home collapsed in or a deep crater in the middle of your lawn. Sinkholes can range in size from a few feet to several hundred feet wide. They can sink as far as 150 feet are often funnel-shaped with steep sides, and can the base will be covered with debris from caving in or can have a water base. This is why it is strongly advised not to try to investigate your sinkhole and to have only a profession do so. In Winter Park Florida back in 1981, a sinkhole was so large that it engulfed a home, several cars, part of a community pool and two businesses, and a large section of road. The damage was estimated to be 2 million dollars. Even when a sinkhole is fixed, if not fixed properly and the home cleared by a reputable insurance company, a homeowner can have a very difficult time reselling their home. As well, if not fixed properly the sinkhole may reappear.

Signs to know if your home is sitting on or near a potential sink hole are if you notice fencepost or trees sinking, slumping, or falling. If you notice your foundation sinking or unexplainable cracks in your foundation, walls, or floors it is very possible you have caught a sinkhole in formation. Your floors may also begin to be off kilt. Often times the vegetation around sinkholes will start to wilt and die out, your well water can also be discolored or begin to taste off. If you do not want to go through the costly expense of repairing the sinkhole, and the damage caused by the sink hole we would love to talk to you and relieve you of your burden. You do not need to be stuck with a home that can cost you an outrageous amount to make livable only to worry still if one day you will be again experiencing the same nightmare. If your unrepaired sink hole home is for sale give us a call, and let us help you sleep easier at night.

Question and Answers

Q: Once a person has decided to file a sink hole claim and been paid, how do you resell these homes? Are they ever insurable again against sink holes? Do you disclose this to the new buyers?

A: Once a claim is been filed on a home, the property becomes somewhat stigmatized. After a claim has been paid, the home is definitely stigmatized. The property can be sold repaired or un-repaired. I have done both numerous times. If the home has been repaired in accordance with the engineering report, it has a reasonable chance of being insured for sinkhole damage. The insurance coverage for all homes in our area is a very dynamic situation. The insurance companies are trying to have sinkhole coverage as an additional coverage similar to a wind policy. A homeowner pays for sinkhole coverage separately. The State of Florida has not decided what it wants to do. A seller must disclose that there was a sinkhole claim filed and or paid. No big deal for me because I disclose everything.

Is your unrepaired sink holes home about to be condemned?

Here is a copy of a letter sent to a unrepaired sinkhole home owner.

NOTICE AND ORDER OF CONDEMNATION

The Public records of Pasco County indicate that you are the owner of the real property and building(s) or structure(s) thereon located at : XXXXXXXXXXXXXXXXXXX

Are Inspection of the building(s) or structure(s) described herein has established that there are violations of the Pasco County Property Maintenance Code, Ordinance #09-63 by reason of:

THIS A 2004 SINGLE FAMILY BLOCK STRUCTURE THAT HAS SUSTAINED SIGNIFICANT STRUCTURAL DAMAGE CAUSED BE A SUDDEN DESTABILIZATION OF THE FOUNDATION AND FOOTINGS. DAMAGE TO THE STRUCTURE INCLUDES ROOF,

Are you going to be Condemned? Recently some county code enforcement departments have started giving unrepaired sinkhole home owner a order of condemnation. They are ordering homeowner to vacate their homes and either repair them in 30 days of have them demolished. If you don’t demolish the home they will. Call me for more information.

You can get out from underneath your Florida sinkhole house. (signs)

Please sell me your Sinkhole house in Florida. We buy unrepaired sinkhole houses.

Signs to know if your house is sitting on or near a potential sinkhole are if you notice fence posts or trees sinking, slumping, or falling. If you notice your foundation sinking or unexplainable cracks in your foundation, walls, or floors it is very possible you have caught a sinkhole in formation. Your floors may also begin to be off kilt. Often times the vegetation around sinkholes will start to wilt and die out, your well water can also be discolored or begin to taste off. If you do not want to go through the costly expense of repairing the sinkhole, and the damage caused by the sinkhole. we would love to talk to you and relieve you of your burden. You do not need to be stuck with a house that can cost you an outrageous amount to make livable only to worry still if one day you will be again experiencing the same nightmare. If your unrepaired sinkhole house is for sale give us a call, and let us help you sleep easier at night.

When looking for a Florida sinkhole company that specializes in these repairs look first and foremost for a reputable company with a list of satisfied customers. Ask the company for previous customers that can attest to their workmanship. Get several prices but compare apples with apples. A cheaper company may not properly be assessing the damage and you may have future problems and issues to deal with. Be sure to select a company that can stand behind their work and that is financially solid. You may need call on them in the future to stand behind their work and you will want to find them still in business years down the road.

You have lived in your house for a few years now without any concerns. Life has been great for the most part and you have yet to have a complaint in regards to your decision to buy the home you are in. However, one weekend you wake up to begin your list of things to do and while you are walking around the perimeter of you home, you spot a ghastly crack in your foundation. Upon closer inspection your worst fears are raising, your home is sitting right smack dab on a Florida sinkhole.

Your thoughts of living in your house are diminishing as fast as it appears your house is. The cost of repairing the Florida sinkhole house has your mind swimming. Times are tough enough you think how in the world you are going to be able to cover the cost of this as well.

You know the chances of you being able to sell your house right out without repairing the sinkhole first are extremely slim. On the other hand, are they really that slim? In most cases, yes, the chances of selling your house outright with a known sinkhole are very slim. Sinkhole houses are not on the top of most people’s list of must-have homes. They take some pretty expensive work in order to make them livable. The idea of having a piece of property, home, or business located upon a sinkhole, repaired or not can leave many property owners wondering what their options are. It is only obvious that an unrepaired sinkhole property is going to be valued well under that of one that is repaired and less then market value. Usually the market value will drop by about 30%. There is no way of getting around not disclosing the fact that your property sits on a Florida sinkhole, structural damage or risks of structural damage have to be disclosed by law. You have three options, sell your home as is, with the existing sinkhole, have sinkhole repaired by insurance claim and then sell your home, or have Florida sinkhole repaired and remain in your existing home.

if you want to sell your sinkhole house, we would love to have the opportunity to buy it from you. We understand the situation you are in and have been buying sinkhole homes for many years now. I understand that often time’s insurance companies do not even want to touch the repair cost of sinkhole damage along with the proper repair of the sinkhole. Often times they just want to sell off the remainder of the insurance policy and slide quietly out from underneath the rubble. This leaves you uncovered and in a position where it is hard to find an insurance company to cover your home even once the repairs are done. Allow us to help alleviate all those burdens that are falling at your feet due to a sinkholes. sinkhole in Florida, sink hole in Florida, not sink whole in Florida.

Sinkhole testing method

Sinkhole testing method – Electrical Resistivity (ER) Imaging Principles Methods. (sign)

One of the principal sinkhole testing methods is ERI. Electrical resistivity imaging (ERl) is a geophysical method of determining the subsurface resistivity distribution of the soil. The resistivity measurements are made by injecting current into the ground through two current electrodes and measuring the resulting voltage difference at two potential electrodes. The equipment has a computerized switching program that automatically changes the spacing of the electrodes along with the array. The apparent resistivity is measured and processed using computer inversion software to obtain a cross-section of estimated true resistivity values. As part of the modeling process, data points with high error values may be eliminated and spikes in the data reduced. Soil types can be interpreted using known resistivity values.

Sinkhole testing method – Ground Penetrating Radar (GPR) Principles Methods

The ground-penetrating radar equipment used was a RAMAC X3M manufactured by MALA GeoScience in Mala, Sweden. The setup used consisted of the RAMAC monitor control unit coupled to the X3M, which was attached to a 250 MHz antenna mounted on a self-contained cart and/or a 500 MHz antenna. The cart has a calibrated measuring wheel electronically coupled to the control unit which allows precise linear measurements to be obtained along the transect line during the fieldwork. These measurements and distances can be translated into accurate locating of subsurface features when they are identified. Ground Penetrating Radar (GPR) is also known as subsurface interface radar or impulse radar and can provide a nearly continuous profile of the subsurface conditions. High electromagnetic frequencies (typically between 40 MHz – 2.5 GHz) are transmitted from an antenna that is usually located on or near the ground surface. The electromagnetic pulse is transmitted into the ground and reflections return where there is an interface between subsurface materials of different dielectric properties. The antenna has electronics that function as a transmitter and a receiver. The reflections returned from the subsurface are relayed from the receiver to the digital control unit and are recorded on the internal memory. Depths to the reflected interfaces can be calculated using depths from boring data or can be estimated by using known propagation rates for similar materials. GPR does not specifically identify the subsurface materials, but it does identify when a change in the subsurface strata has taken place. This can be very useful in documenting the continuity of subsurface layers such as a confining layer for ponds and landfills, identifying potential areas of karst erosion and locating underground pipes or other utilities.

Sinkhole testing Method – Geotechnical Test Methods

The deep borings were completed using sampling intervals required by ASTM Method D-1586 describing the Standard Penetration Test (SPT) or “split spoon” method of sampling. The penetration resistance testing and sampling were accomplished with the use of a 2″ outside diameter sampler, seated six inches into the bottom of the borehole, and advanced an additional one-foot under the effort of a 140 pound hammer faHing freely thirty inches. The number of blows, required of the hammer to advance the sampler one foot into undisturbed material, was noted as the blow count (N) of that particular stratum. Portions of each sample taken were classified, sealed in moisture-proof, labeled containers and returned to our laboratories for verification of field classification.

Borings were advanced using a rotary rig, utilizing are-circulating attapulgite or bentonite drill fluid to maintain the open borehole in non-cohesive soils and to remove cuttings created by the drill bit. Upon completion, the deep borings were grouted closed in accordance with water management district regulations. The hand auger borings were completed using a bucket type of auger, which allows samples to be taken and visually classified at approximately six-inch increments. Static hand cone penetrometer data was also gathered from the hand auger borings at I-foot intervals.

The penetrometer consists of a measuring instrument, a probing rod and a cone tip. The penetrometer is pushed perpendicular into the soil at a constant speed of approximately 2 centimeters per second by applying equal pressure on both grips. The resistance measured by the cone is read on a pressure gauge at the surface with the maximum resistance being recorded by a dragging pointer.

No direct correlation between penetration resistance and “N” value can be made, however, a factor of 1/4 is generally used to relate penetrometer resistance (kg/cm2) Classification of soil samples for both the standard penetration test (SPT) borings and the hand auger borings were also made using the Munsell color number and common name.

sinkhole house lawyer

Do you need a sinkhole lawyer in Florida? As soon as you hang up the phone with your insurance company, promptly dial the number of a reputable sinkhole lawyer in Florida. Sinkholes on your property can have devastating effects on your life and the process can be daunting. A good sinkhole lawyer in Florida can help homeowners alleviate the confusion and protect them from the initial insurance claim through the final settlement.

Florida statute 627.7073 requires all insurance companies that provide property coverage to respond when a policyholder suspects there is a sinkhole on the property. The insurance company must hire a sinkhole engineering company or geologist to run tests. If the engineer (in the pay of the insurance company) determines a sinkhole exists, then he must submit a repair recommendation and the insurance company becomes responsible for all public record filings. Then, the insurance company must work out a cash settlement for repairs or the cost of the home.

If the engineering company (on the payroll of the insurance company) does not find a sinkhole, then the insurance company can deny the claim, leaving you, the homeowner, holding the bag.

Despite the law, insurance companies will try to refuse to pay claims. A qualified sinkhole lawyer can explain your rights to you and go nose to nose with the insurance company. An experienced sinkhole lawyer will have the engineering tests re-read and additional tests performed. Once the sinkhole is found and documented, the lawyer can file an appeal with the insurance company, as allowed within the law. At this point, the insurance company will be forced either to accept your claim (and process a settlement) or prove to a judge that their claim denial is correct

Hiring a sinkhole lawyer can help you get the more money out of an insurance settlement than you would be able to get on your own. Remember, that the insurance company has lawyers on retainer and their goal is to get away with paying the least amount of money. Having your own lawyer will guarantee that the amount they pay is within the legal guidelines. Some insurance companies will even go as far as admitting there is a sinkhole but try to settle for less money than the cost of damages. A quality sinkhole lawyer will fight for you.

Insurance companies will also try to force you into cheaper repair options (that ultimately are not good for your property) and goad you into using cheap, unqualified contractors. A decent sinkhole lawyer will clarify for you your repair choices and force your insurance company to fund all the repair needs. Sinkhole lawyers will also refer you to the best contractors for you. An experienced contractor will be knowledgeable of sinkhole damage and will be able to uncover hidden damage from a sinkhole, thus preventing costly repairs in the future.

You bought the insurance policy to protect you from the cost of a sinkhole, now hire the lawyer to protect you from the insurance company.

sinkhole lawyer in Florida

When Should You Get a Sinkhole Lawyer?

When a sinkhole opens up on your property, it is as if a sinkhole has opened up in your life. The financial hardship, the miserliness of your insurance company, and the legal jungle can bring a homeowner to her knees! That is why it is recommended that you hire a quality sinkhole lawyer as soon as you suspect that you have a sinkhole.

A sinkhole lawyer can help you through the whole process: from the filing of the initial claim to the completion of the repairs. A lawyer can explain your rights under the Florida laws and has a full understanding of Statute 627.7073.

Statute 627.7073 requires insurance companies that offer property insurance to cover the cost of repairing sinkholes and the cost of property damage. When a homeowner files a claim, the insurance company is required to hire a sinkhole engineering company, or a geologist, to run tests on the land to determine if a sinkhole exists. If one is found, then the engineer, or geologist, will submit a repair recommendation to the insurance company. The insurance company is then responsible for filing the proper paperwork and submitting a settlement offer to the homeowner.

Unfortunately, most of the time the engineer, in the employ of the insurance company, fails to find a sinkhole, allowing the insurance company to deny the claim. The law does allow for an appeal to be filed and a quality sinkhole lawyer will already have a game plan in place.

A lawyer will have the insurance company’s tests re-read and have new, and better, tests performed. Once the sinkhole is found, the lawyer will file the appeal, forcing the insurance company to either accept the claim or explain to a judge why they are denying it.

The fact is that insurance companies are in the business to make money, not to give it away. Their business plan requires them to get out of paying claims through any means possible. Despite the fact that the law requires the insurance company to cover sinkholes, they will try to refuse to pay on claims. Many times insurance companies will try to settle a claim for less than the cost of the damages. They will even use substandard testing to refute a sinkhole claim. Remember, insurance companies keep lawyers on retainer to help them wiggle out of as much responsibility as possible.

For the insurance company, it is a game. For you, it is the center of your life: your home. That is why you need a lawyer who knows the rules of the game to champion your cause. A lawyer can get you more money from your insurance claim than if you tried to negotiate it alone. Not only can a lawyer force a claim to go through, but he can help you clarify your repair choices and help you find the best contractor to meet your needs.

Don’t wallow in heartache by trying to deal with this sinkhole alone. Hire a sinkhole lawyer today to protect your home and your future.

sinkhole warning signs

Do you have a sinkhole house? (sign)

sinkhole warning signs. Do you have a sinkhole house?  It is common for sinkhole house owners not to understand what the signs are. If you notice problems with doors and windows, cracks in the foundation, and even issues with the neighbor’s home, you might have a sinkhole house.

One of the first signs of a house needing repair is in the windows and doors. If the windows or doors do not close correctly, this could be a sign. For example, most sinkhole house owners will notice that after a few months of living in the home the doors no longer shut properly. Some builders and laypeople may say that the house is settling. However, pay close attention to the way the windows and doors close. If the windows bump the frames or the doors no longer shut as they should, this could be a foundation issue.

Cracks will almost always appear in a sinkhole house. When cracks foundation issues arise, they may be visible in the walls, floors, pavement, or ground surfaces. In most cases, the first cracks that are visible due to the shifting foundation, that sinkhole house owners notice are in the corners of the doors and windows. Pay close attention to any crack that is noticeable. If the driveway has uneven sloping, this could be a sign of a foundation sinking. Slab homes need the most attention to possible signs of cracking.

Additional concrete problems you might notice are in the exterior paved areas around the house. Concrete issues might include the driveway or any space in contact with the ground like a concrete walkway. Keep in mind that not only paved areas will be visible. Some sinkhole house owners have noticed the strange activity and shifting in their lawn where the ground became spongy or new soft spots developed. These are signs too.

You might not notice any issues and think you are free and clear from being one of the sinkhole homeowners. Hopefully, this is true. Make sure that although you might have written your home off as being free from cracks it may still be above a sinkhole. One way to keep a close eye on the foundation is by paying attention to the neighbor’s home too. If you see cracks in the side of your neighbor’s house or the yard seems to be sinking, you are in close enough proximity that it could soon affect your property too.

If you do find that you are one of the sinkhole house owners, don’t panic. Sinkholes and cracks foundation issues can be repaired with compaction grouting, underpinning, and other methods that will fill the holes and raise the home back to the original elevation. Ground stabilization should prevent further cracks and seal the soil so it will no longer sink.

Signs of sinkhole houses are visible, and they can appear early enough to where the home can be saved. Don’t think that you are going to lose your home because the sinkhole can be fixed. Pay attention to the ways the doors and windows closed and any cracks you might see around or on the structure of the house.

Sinkhole House Signs

What is a sinkhole in Florida? Sinkhole home signs? (sign)

The American Heritage Dictionary defines a sinkhole as a natural depression in a land surface communicating with a subterranean passage, generally occurring in limestone regions and formed by solution or by the collapse of a cavern roof.

In Florida, a sinkhole is just part of the topography inherent in the peninsula. Karst topography is a combination of limestone, confining beds, organic matter, and moving water. It includes a network of interconnected caverns/caves, drainage basins, disappearing rivers, flowering springs, collapsing sinkholes, circular lakes, and subsurface aquifers. The aquifers supply over 95% of Florida’s drinking water. This makes the karst topography a mixed blessing.

A sinkhole is caused by slightly acidic groundwater (caused by decaying plants) flows through the limestone bedrock (a carbonated rock). The acid erodes the carbonated rock, enlarging the pores in the rock. As more water flows through, the pores get bigger. When topsoil falls into those cavities, it is called a sinkhole.

Different types of sinkholes occur depending upon the depth of the bedrock and the consistency of the topsoil. The four types are dissolution, collapsing, subsidence, and buried. The most devastating is the collapsing sinkholes. Here the limestone bedrock is set deep and is worn away by a subterranean river. As the water table drops, the cavity walls become unstable and the ceiling collapses into the hole, taking the topsoil with it.

The least damaging is dissolution sinkholes. In this instance, the limestone is at the surface with little to no topsoil covering it. These sinkholes typically take almost thousands of years to erode just one square foot of land.

Subsidence sinkholes are the most common form of property damage. In subsidence sinkholes, the topsoil falls into the enlarging limestone pores as they are created. The earth ends upshifting and falling in small sections with strong regularity. Surface displacement will ordinarily occur within weeks.

Buried sinkholes are just that: buried sinkholes. A long time back on the geologic timeline, these were collapsing sinkholes that were filled in with younger sediment. Today they may be stable or unstable and may even erode again.

Different types of sinkholes occur depending upon the depth of the bedrock and the consistency of the topsoil. The four types are dissolution, collapsing, subsidence, and buried. The most devastating is the collapsing sinkholes. Here the limestone bedrock is set deep and is worn away by a subterranean river. As the water table drops, the cavity walls become unstable and the ceiling collapses into the hole, taking the topsoil with it.

The least damaging is dissolution sinkholes. In this instance, the limestone is at the surface with little to no topsoil covering it. These sinkholes typically take almost thousands of years to erode just one square foot of land.

Subsidence sinkholes are the most common form of property damage. In subsidence sinkholes, the topsoil falls into the enlarging limestone pores as they are created. The earth ends upshifting and falling in small sections with strong regularity. Surface displacement will ordinarily occur within weeks.

Buried sinkholes are just that: buried sinkholes. A long time back on the geologic timeline, these were collapsing sinkholes that were filled in with younger sediment. Today they may be stable or unstable and may even erode again.

Spotting a sinkhole on your land can be difficult, but there are signs. Having hilly land (Florida is flat) or seeing depressions in the ground are fairly reliable indicators. Having dirty well water or noticing staircase shaped cracks on the outside walls of your house can be signs of a sinkhole. Cracks on your interior walls and floors or door/window frames shifting indicate a sinkhole. And, concrete floors buckling or sloping will tip you off.

Damage to your home or structure can be minimal or substantial, dependent upon the type of sinkhole you have. If you think you have a sinkhole, Call me and we can discuss your particular situation.

Sinkhole houses are a fact of life in Florida.

The Florida Peninsula is a tectonic plate emerging from the ocean with a limestone bedrock (caused by sea creatures expiring on the seafloor millions of years ago). This is the foundation of the karst topography that covers the state. Just like hurricanes and tropical storms, a homeowner in Florida will have to face a sinkhole someday.

Attempting to repair a sinkhole and its subsequent damage can be quite expensive. The cost of repairs can run over $150,000, and the emotional price tag can be almost unmanageable. Despite laws to protect the homeowner, insurance companies will go out of their way to deny your claim or underpay for the damages. Hiring an attorney to battle the insurance company only increases your expense and can possibly mire you down in a legal quagmire.

Even after repairs are complete, you are not out of the woods. A repaired sinkhole could continue to cause structural damage for years. And, to add insult to injury, your insurance company will raise your rates after the claim is processed. Your insurance company may even drop you!

A sinkhole home is stigmatized for the rest of the home’s life. Florida law requires a seller to disclose the sinkhole, even if the sinkhole is repaired, and the home does not sustain any damage. Even after pouring thousands of dollars into repairing your home, your property value will forever be destroyed.

It seems that it is cheaper just to sell the unrepaired sinkhole home to a trusted sinkhole home agent than to put forth the time and money to repair it on your own. Many people want nothing to do with a sinkhole problem. This was their home, not a crusade, and they just want to reclaim their lives.

Some people feel unsafe in the sinkhole house and still feel unsafe after the costly repairs are done. These people would rather just take the money they can get out of the sinkhole home and buy a new home where they can feel secure in the foundation.

We are here for you. We buy unrepaired sinkhole houses at reasonable prices. Avoid aggregation and financial sinkhole. Sell us your unrepaired sinkhole house.

If you have a sinkhole foundation problem you should file an insurance claim immediately.

When you purchase a new home it is possible that you might notice foundation issues. These could be serious or they may be due to the home settling. The importance is that you pay attention to serious signs. If you need to have concrete foundation repair because you are one of the sinkhole home buyers that bought a home built in a poor soiled area, it is important to call your insurance company right away.

There are many signs to look for if you should need concrete foundation repair. These signs may start with the windows and doors showing cracks above them in the walls. You also might notice the windows and doors are not closing as they used to. The door may not sit right on the hinges anymore and it may even scrape the door frame when closing now. The same will occur with a window when the foundation begins to fall in a sinkhole. Sinkhole home buyers notice windows not fitting properly in the frames anymore. These are the first signs of foundation issues.

The windows and doors are not the only things you will notice though. Cracks may appear in the ceilings of your home, in or around stairs, and the outside of your home too. Many sinkhole home buyers notice signs on the property of their home rather than the structure. These might include holes or sinking in the yard, big cracks, soft areas, water draining quickly, and more. Some people have even prevented issues at their homes by noticing problems with sinkholes at their neighbor’s house. The more aware you are about the signs of a sinkhole the better prepared you can be when signs appear.

If you do notice any signs of a need for concrete foundation repair it is best to call your homeowner’s insurance right away. Some homeowner’s insurance companies will not cover anything related to the foundation while other policies will help with the repair. If a policy will not help you pay for this type of issue it can cost you thousands. However, it is common for a policy to cover a sinkhole issue with a home and help you with the damages along with fixing the soil and re-leveling the home.

Your insurance company is the first place you need to call if you suspect you need concrete foundation repair. File an insurance claim and they will help you immediately repair the soil. Even if they will not cover the claim they will still have a company come to your home to fix the problems.

Sinkhole buyer Florida

Sinkhole House Foundation Repair Symptoms, Causes, and Repair Solutions.

If you think your home might need house foundation repair there are many things to consider. It is important to know what to look for, what causes Florida sinkholes, and options you have as one of the many sinkhole home buyers.

Many of the signs to look for with sinkholes include cracks. Cracks may be inside of the home or outside. You might notice them on the walls near windows and door frames in the top corners. You might see cracks on the exterior of the home, the interior of the home, driveway, walkways, stairs, and even in the soil outside. The doors or windows in the home might not shut at all or may just no longer fit the frames properly anymore. Some sinkhole home buyers have noticed they need house foundation repair, by the way, a part of the front or back yard falling or sinking lower than the rest. Any signs like this should cause you to have a professional come to your home to verify if you have a sinkhole or not.

There are many things that cause sinkholes and require house foundation repair. Sinkholes are primarily about water. The causes of water include water dissolving minerals in the soil leaving open spaces, the water washing away soil, groundwater levels lowering, hydrologic system changes, and even changes in the groundwater table. There are also activities that can cause sinkholes to establish also. These activities include water levels declining, a disturbance of the soil, concentrated water flow, water impoundments, vibration from traffic, and heavy loads on the surface of the soil. These are all things that sinkhole home buyers have noticed to be causes of foundation problems.

If you need house foundation repair there are a few options to consider. Two of the most popular include grout compacting and underpinning. Grout compacting is when grout will be forced into the soil causing it to fill and raise the level of the soil back to normal and level the home the way it used to be. Underpinning does not use grout and is a very popular method also.

House foundation repair is usually needed with sinkhole home buyers when they notice signs of a sinkhole. It is important to notice signs of a sinkhole right away to minimize the damage and possibly the cost of repair. It is not guaranteed an insurance company will pay for repairs of foundation issues but filing a claim is the first thing you should do. There are two basic types of fixes that sinkhole home buyers opt for which include underpinning and grout compacting.

Foundation underpinning is a method of repairing slabs or sinkholes that is the most popular and effective method. Many sinkhole home buyers have had success with this method of repair. If you notice problems with your foundation such as cracks in the home or in the pavement around your home then underpinning might be the solution.

SINKHOLE HOUSE WARNING

You should be very careful when looking at alternative methods of repairing your sinkhole home. You may find it extremely difficult to sell your home if you do not repair the home in compliance with the engineering report. A Sinkhole Engineer is the most qualified person to make the repair recommendations.

Sinkhole Buyer Florida. Is your sinkhole house of sale in Florida?

Repairing your sinkhole home can be an aggravating quagmire. Despite the Florida statute requiring your insurance company to cover and repair sinkholes (and the ensuing damages), your insurance company will do everything within their power to avoid paying.

Insurance companies will hire engineering companies or geologists who are “favorable to their cause”. These engineers, or geologists, will use substandard testing methods to guarantee that they do not find the sinkhole. This gives the insurance company grounds to deny your claim, leaving you in a damaged home and no funds to repair it.

Sure, you can hire a sinkhole attorney and file an appeal, but that costs a lot of money, too. Attorneys usually charge by the hour. The engineering companies or geologists that the attorney hires to find that sinkhole for you are not free either. The legal filings and depositions used to force payment from your insurance company can leave you bankrupt.

And, it does not end there. Once the $150k plus in repairs are complete your home could still sustain damage from the supposedly non-active sinkhole. If you try to sell it, it will always be stigmatized because the law requires you to disclose any sinkholes (even if they are repaired and the home has no damage. You’re insurance premiums go up because you filed a claim. Some insurance companies will even drop you as a client after the claim is complete.

The reality is that sinkholes are common in Florida. Much like a hurricane or tropical storm, homeowners must one day face a sinkhole on their property. The karst topography of Florida makes sinkholes possible anywhere, at anytime.

Why put yourself through all this? We know that this is your home, your sanctuary. It should never be a place of frustration and hardship. When all is said and done, it is cheaper and easier just to sell your unrepaired sinkhole home than to fight the never-ending battle of repairs.

For a reasonable price, you can purchase a new and safe home. For a reasonable price, you can purchase yourself peace of mind.

SAinkhole activity florida

Sinkhole Activity in Florida? – How Florida Sinkholes are formed.

Sinkhole Activity in Florida. Florida sinkholes occur due to the nature of the limestone bedrock, which is primarily calcium carbonate and is subject to very gradual dissolution in the groundwater.

This process originates as rain dissolves carbon dioxide from the air, forming a very weak carbonic acid. As rainwater infiltrates into the ground, it also may pick up organic acids and additional carbon dioxide. The calcium carbonate bedrock dissolves over long periods of time as it comes into contact with the very weakly acidic infiltrating water. because this reaction is fairly rapid, most of the corrosion/dissolution takes place at the surface of the limestone. Accordingly, loose/soft conditions are often found at the soil-limestone interface. The infiltrating water may preferential paths toward fractures or porous zones in the limestone, creating more dissolution localized areas.

In addition, portions of the limestone may be more susceptible to weathering processes than others due to composition and physical variations, which may take place on a regional as well as local scale. Further, it should be noted that the limestone in some areas has been exposed and subject to weathering processes in the geologic past, resulting in an irregular surface with holes, depressions, and pinnacles that may very tens of feet or more over relatively short distances. Low spots in the limestone surface may contain soft sediments that never consolidated due to bridging of the overlying soils across the low spot. Accordingly, soft zones at the soil-limestone interface and variations to the depth of the limestone are often evident in soil borings. Some geologists refer to this condition as epi-karst.

Different types of Florida sinkholes are thought to occur. One type is a buried ancient or relic Florida sinkhole, which is a sinkhole that occurred in the geologic past and has been filled with sediment that often is organically stained or organic. A relic sinkhole may be stable or may show indications of re-activation.

Another type of Florida sinkhole is more dramatic. It involves the formation of a sudden circular depression at the ground surface as the result of rapid erosion of soil into a void or cavity in the limestone bedrock or collapse of the roof of a cavern near the surface of the rock. These collapse events are often triggered in periods of heavy rainfall following drought conditions, and are due to a reduction in buoyancy support/increase in overburden soil weight due to the low groundwater table, weight added due to wet soil above, and an increase in infiltration into the limestone, which can tend to erode the soils into voids. Similarly, installation and/or operation of a well can draw down the groundwater and initiate groundwater flow, also triggering a collapse sinkhole. In the third type of sinkhole effect, gradual subsidence of the surface may occur as the soil follows the dissolution of the limestone surface or gradually slumps or erodes into a void.

The very gradual, sinkhole-related subsidence process can result in slowly appearing settlement distress in an overlying structure. However, many non-sinkhole related subsurface conditions (compressible organic deposits, for example), as well as structural conditions and construction material behavior, can create similar distress. In fact, multiple causes that may have contributed to the development of the observed distress in the structure often are identified.

The soil conditions capable of resulting in differential movement of the structure and material behavior are often more readily identifiable and their likelihood of causing distress more directly evident or quantifiable than the presence of sinkhole activity. (It should be noted that the statutes dealing with insurance claims refer to damage caused by ‘sinkhole activity’ rather than a sinkhole, which has, in our experience, further enabled claims to be made when minor settlement has occurred) The contribution of non-sinkhole related conditions to the appearance of the distress can obscure any effects of the sinkhole activity, If any and makes the determination of whether any subsidence-related settlement distress has occurred as the result of sinkhole activity difficult to discern, should indicators of sinkhole activity be present in the boring, especially given the legal context of sinkhole activity.

The potential existence of active or incipient sinkhole activity is usually inferred from SPT boring data by the presence of very weak, possibly disturbed (Apparently) reveled) soils extending upward from the surface limestone bedrock. This condition is indicated when the SPT sample advances under the weight of the drill rods or sampling hammer, and by the often random consistency or composition of the soil that is returned in the sampler. In some cases, residuum remaining from the corrosion of the limestone is mixed with the overlying sediments that might have migrated downward into the corroded zone. The very soft/very loose soils are often combined with the loss of drilling fluid circulation in soils that would normally retain the drilling mud. These very soft/very loose conditions are more common in some areas (western Pasco and Hernando Counties Florida) due to the geologic conditions, and also occur in varying degrees of severity or vertical extent.

It has been argued that some of the very loose/very soft conditions are due to a residuum or rubble zone remaining from erosion/weathering of the limestone surface when it was exposed in the geologic past. In addition, portions of very soft conditions at the soil-limestone interface may be residuum from active weathering processes as the shallow groundwater infiltrates the limestone, as discussed above. However, the very soft/very loose zones may also indicate soils that might have migrated downward into voids in the limestone raveling, and the more highly weathered area may eventually develop over geologic time into sinkholes. The very soft zones are more clearly indicative of sinkhole activity that is capable of affecting a structure when they extend significantly upward from the suspected (or in some cases confirmed) void-laden limestone bedrock toward the ground surface, and thereby would directly affect the shallow subgrade soils supporting the home. Often, however, there is no detectable disturbance or loosening of the soils directly beneath the home, and the upper soils in borings with possible sinkhole activity are similar to those boring where no evidence of sinkhole activity is intercepted.

Accordingly, where very loose/very soft areas of minor to a moderate vertical extent are found over the limestone without strong evidence of upward progression of the weak soil zone (commonly called raveling), and building settlement distress is evident, it is difficult to assess the contribution of the very loose/very soft zones to the distress, especially when other soil conditions that are capable of causing settlement are present and the soils overlying the very soft zone appear unaffected and consistent with those at other locations. This difficulty in distinguishing the source of any particular settlement damage has frequently resulted in all alleged damages being paid, even though other, more obvious, concurrent causes of the distress are also present. In our experience, most insurance claims for sinkhole coverage that require an assessment of the structure and subsurface by an engineer and geologist are for the distress that has occurred over a period of time and does not involve the sudden appearance of a localized, detectable, circular ground depression (a sinkhole).

Florida sinkhole law

Florida Sinkhole Laws

Since we have been talking about hiring sinkhole lawyers to represent you in filing sinkhole claims against your insurance company, it is only appropriate to look at some of the laws in the state of Florida regarding sinkhole damages:

Florida Statute 626.155 allows any person to take civil action against an insurer for settling claims improperly or attempting in good faith to settle claims.

All parts under Florida Statute 626 basically require insurance companies to research and investigate all claims. Insurance companies must provide results of the investigation in writing, or provide an explanation, with facts, for denial of a claim. Part of this protects the insured against insurers who fail to provide a written statement that the claim is being investigated, upon the written request of the insured within 30 days after proof-of-loss statements have been completed.

The rules under the Florida Administrative Code concern the proper conduct of the adjuster who investigates the sinkhole damages. The adjuster is allowed to interview any witness, but cannot offer any legal advice nor attempt to negotiate any costs.

Florida Statute Chapter 627 covers property insurance and insurance rates. Florida Statue 627.706 deals with sinkhole insurance and catastrophic ground cover collapse. In part, it reads as follows

(1) Every insurer authorized to transact property insurance in this state shall provide coverage for a catastrophic ground cover collapse and shall make available, for an appropriate additional premium, coverage for sinkhole losses on any structure, including contents of personal property contained therein, to the extent provided in the form to which the coverage attaches. A policy for residential property insurance may include a deductible amount applicable to sinkhole losses equal to 1 percent, 2 percent, 5 percent, or 10 percent of the policy dwelling limits, with appropriate premium discounts offered with each deductible amount.

(2) As used in ss. 627.706-627.7074, and as used in connection with any policy providing coverage for a catastrophic ground cover collapse or for sinkhole losses:

(a) “Catastrophic ground cover collapse” means geological activity that results in all the following:

  1. The abrupt collapse of the ground cover;
  2. A depression in the ground cover clearly visible to the naked eye;
  3. Structural damage to the building, including the foundation; and
  4. The insured structure being condemned and ordered to be vacated by the governmental agency authorized by law to issue such an order for that structure.

Contents coverage applies if there is a loss resulting from a catastrophic ground cover collapse. Structural damage consisting merely of the settling or cracking of a foundation, structure, or building does not constitute a loss resulting from a catastrophic ground cover collapse.

(b) “Sinkhole” means a landform created by subsidence of soil, sediment, or rock as underlying strata are dissolved by groundwater. A sinkhole may form by collapse into subterranean voids created by the dissolution of limestone or dolostone or by subsidence as these strata are dissolved.

(c) “Sinkhole loss” means structural damage to the building, including the foundation, caused by sinkhole activity. Contents coverage shall apply only if there is structural damage to the building caused by sinkhole activity.

(d) “Sinkhole activity” means settlement or systematic weakening of the earth supporting such property only when such settlement or systematic weakening results from movement or raveling of soils, sediments, or rock materials into subterranean voids created by the effect of water on a limestone or similar rock formation.

Note that new legislation recently passed has added the following to Florida Statute 627.706:

(5) An insurer offering sinkhole coverage to policyholders before or after the adoption of s. 30, chapter 2007-1, Laws of Florida, may non-renew the policies of policyholders maintaining sinkhole coverage in Pasco County or Hernando County, at the option of the insurer, and provide an offer of coverage to such policyholders which includes catastrophic ground cover collapse and excludes sinkhole coverage. Insurers acting in accordance with this subsection are subject to the following requirements:

(a) Policyholders must be notified that a nonrenewal is for purposes of removing sinkhole coverage and that the policyholder is still being offered a policy that provides coverage for catastrophic ground cover collapse.

(b) Policyholders must be provided an actuarially reasonable premium credit or discount for the removal of sinkhole coverage and provision of only catastrophic ground cover collapse.

(c) Subject to the provisions of this subsection and the insured proved underwriting or insurability guidelines, the insurer shall provide each policyholder with the opportunity to purchase an endorsement to his or her policy providing sinkhole coverage and may require an inspection of the property before issuance of a sinkhole coverage endorsement.

What this means is residents of Florida counties of Pasco and Hernando must pay additionally for sinkhole coverage.

Florida laws covering sinkholes and sink hole-related house damage are complicated. If you are involved in a sinkhole claim, you may need the assistance of a sinkhole lawyer. A lawyer has the best understanding of the laws and can explain your rights to you.

Insurance companies in Florida are not unfamiliar with homeowners filing claims for sinkhole damaged property. In the past, Florida law required insurance companies to cover the damage to houses caused by sinkhole activity. Since some unscrupulous homeowners took advantage of this law to start filing claims for every little crack or bump on their premises, insurers began rewriting policies with increasingly complicated language regarding sinkhole coverage. Insurance companies also began refusing new policy applications or dropping old policyholders, if the properties were in a high-risk area for sinkhole activity.

Even if you do manage to get sinkhole coverage on your insurance policy, the insurer could still deny your claims. This is when hiring a sinkhole lawyer with sinkhole litigation experience can be to your benefit. The sinkhole lawyer can help determine if the insurer is being fair or is breaking the stipulations of your homeowner’s policy. A sinkhole lawyer understands the complicated Florida sinkhole laws, and most importantly, a sinkhole lawyer knows when your rights have been violated.

Don’t let insurance agencies deny you the costs for sinkhole repairs that you rightfully deserve. Protect your biggest investment- your home. Hire a sinkhole lawyer if necessary to make sure your rights are being protected. AEA

Sinkhole Foundation Repair.

Sinkhole house foundation repair

Sinkhole house foundation repair using underpinning and grouting. If you are looking to repair foundation crack issues there are several methods known to have successful results. Two very popular repair method sinkhole homeowners have found to work is known as underpinning and compaction grouting.

Sinkholes occur when the ground below the home becomes soft from water filling deep below the surface of the visible soil. The water causes the soil to erode slowly and then the soil in the ground above will begin to fall to fill in the holes. You might notice rainwater to disappear down into the ground quickly. This could be a sign of a sinkhole. Some other visible signs you will notice include cracks in the concrete, the doors in the home not fitting in the door jams properly, and cracks in the walls. It is possible to repair foundation crack problems so don’t panic if you think your home might be sitting on top of a sinkhole.

Sinkhole House

If it is determined your home is on a sinkhole it is best that the family vacate the premise until it is fixed. This can be dangerous. However, it doesn’t mean that you will never be able to live in your home again. The first thing you need to do is call your homeowner’s insurance policy and find out if they will help you pay for underpinning, compaction grouting, or another way to repair foundation crack problems. Some insurance companies will cover these problems.

The cost to repair foundation crack problems with a home usually depends on the extent of the problem. Sinkhole homeowners should be prepared to spend approximately $50,000 to 250,000 to repair the foundation. The good news is that a sinkhole house can be repaired.

Underpinning

Underpinning is a common method to repair foundation crack issues. This method of repair is considered to be one of the options with sinkhole houses. When underpinning is used the foundation is extended and support is built with the use of micro piles and jet grouting. This allows for a more supportive stratum of the soil and distributes the load of a home across a greater area.

Underpinning is commonly used when the original foundation or soil is not strong enough to hold a structure and it begins to sink. If the structure has changed or the properties of the soil appear to be sinking underpinning is used also. There is an alternative to underpinning which uses grout to weaken the soil. However, underpinning is necessary if a class P soil is determined.

You can repair foundation crack issues for a home. Don’t worry if you notice signs of a sinkhole on your property or in the home you live in. Many sinkhole homeowners have found they can have the damages repaired and the sinkhole fixed by the method of underpinning.

Sinkhole House Underpinning

Sinkhole home foundation repair underpinning in Florida.

Sinkhole House underpinning. You may be reading this because you live in Florida and someone has told you or you have noticed signs that your home is sitting on a sinkhole. You may have noticed that your walls or floors have shifted some, foundation, walls, or floor have become cracked, fenceposts and trees have slumped into the soil, or you have seen a sunken indentation in your lawn. All of these are signs of a sinkhole being present. If any of these signs are present, you are more then likely correct in your assumption that your Florida home is sitting on a sinkhole and now you need to take action.

Your first step of action is to contact your homeowner’s insurance company and let them know of the situation. More times then not they will require you to get a full evaluation from an engineering company that deals with sinkhole and sinkhole repair. They will give you an estimate as to what it will cost to make the needed repairs to repair the sinkhole. Some will also give estimates to bring your home back to a repaired state as well. Other times you may have to call in a contractor for the actual home repair aspect from the damage caused by a sinkhole.

With repair cost in hand, you now need to decide on what action you want to take. Do you want to have your Florida sinkhole home repaired or do you want to sell and get out from underneath the possibilities of future expenses if the sinkhole was not properly repaired and reoccurs? If you want to get out from underneath the nightmare that sinkholes present, call me and let me make you an offer on your Florida sinkhole home. I can offer you top dollar for your home, however if you want to have your sinkhole and home repaired the best method of repair is underpinning. Here is where the problem lays though. Most insurance companies do not want to pay out the expense to have your sinkhole repaired by underpinning due to the expense and would rather settle on the policy and remove their selves from the situation totally.

Sinkhole house Underpinning

Underpinning is widely considered one of the best ways to repair a sinkhole home. Sometimes compaction grouting will be used in conjunction with underpinning. Underpinning is the process of drilling and setting metal pins/piers into the underlying limestone around the perimeter and throughout the sinkhole as well as around the perimeter of your home. Brackets are attached connecting the base of your home to the metal pins. Sometimes this will also have to be done under the interior of your home as well, requiring you to move out while the floors are torn up over the load-bearing walls to drill pins in to secure the home. Due to the expense of underpinning, oftentimes homeowners will need to hire an attorney to help in getting the insurance company to agree to proper repair. While waiting for a form of resolution, it is not safe to remain in your home until after repairs have been done if there has been serious damage done to the foundation.

If you should come to the decision that the time and expense required to repair the sinkhole and your home are not worth the headaches and want to sell, give me a call and I know we can come up with an arrangement that you will make you comfortable.

sinkhole compaction grouting

Sinkhole foundation repairs Compaction Grouting

If you have found a home you would like to invest in but there are a ceiling and wall cracks, sinkholes in the yard, and not level flooring, this can be repaired. Many sinkhole homeowners think they may be out of thousands of dollars because they have made a poor choice of property to purchase. This isn’t the case. Foundation repair is possible with a sinkhole property through compaction grouting.

Some sinkhole homeowners have found their homeowner’s insurance policy will cover the cost of foundation repair while others will not. Always call your insurance company and talk to them about the issue. Never assume they will not pay for the cost because it could save you a lot of money.

Compaction grouting

Compaction grouting is a technique used for sinkhole foundation repair. During this method, grout is injected into the soil, which works to improve bearing capacity. In a controlled manner, a low slump grout is expanded with high pressure through an injection pipe into the ground. Sinkhole homeowners have found that this type of repair has worked successfully for foundation improvement. It is also used as a precautionary measure for remediation of homes that have settled and for new construction.

When compaction grouting is used, pipes are driven into the area where the density is being controlled. The high-pressure pump forces the grout into the ground. The grout will then expand and form a bulb and compact it into the soil. Sinkhole homeowners have used this method of foundation repair for a wide variety of issues with homes. The grout is injected into the ground slowly to ensure the soils do not fracture. This reduces the uplift and allows the water to dissipate. Injection of grout into the soil will continue until it appears at the surface of the soil. Any movement of the soil can be monitored through laser equipment. The re-leveling of structures can be done through compaction grouting also. This technique can even be used to raise structures to specific tolerances.

Sinkhole repair

If you have a Florida house and it appears there are issues with sinking, it can be repaired through compaction grouting. Be sure to call your homeowner’s policy and determine if they can help you pay for the repair. The technique of compaction grouting is one of the foundation repair options when you have a sinkhole house.

Sinkhole house foundation repair

Sinkhole house foundation repair in Florida

Sinkhole house foundation repair. You think you have a sinkhole under your house. You climb the slope of your floor to grab the telephone, but who do you call? Your insurance company is who you call first. Florida statute 627.7073 requires all insurance companies to hire a sinkhole engineering company to run tests if a policyholder/homeowner suspects there is a sinkhole on the property. These tests will determine if there is a sinkhole and where it is located.

Sinkhole house foundation repair. The cost of repairing a sinkhole and the structural damage to your home is very costly. Even after having a sinkhole repaired, there are no guarantees that more structural damage to your home will not occur. It is because of this that even if you sustained no damage to your home and the sinkhole is repaired, you must disclose the presence of a sinkhole when you sell your home.

Insurance claim

Filing an insurance claim will certainly defer the costs of repair, but, more importantly, having a sinkhole claim on file will help cover further structural repairs down the road. Unfortunately, it is usually the actions of the insurance company that make subsequent damage possible. The best sinkhole solution is a combination of compaction grouting and underpinning, but most policies cannot cover both procedures, forcing homeowners to cut corners (leading to future damage to the home).

Compaction grouting

Compaction grouting is the most common form of sinkhole repair. A very thick cement mixture is injected into the limestone or cavity underneath the topsoil. This grouting adds density to the rock to stabilize the ground and seals the top of the limestone (if any left) so as to prevent any further liquefying of the rock. This grouting can be injected deeper than 80 ft, and it has the advantage of pressurizing the uppermost soil.

Compaction grouting can be used to lift ground that has sunk, but it does not lift the house itself. Used alone, this sinkhole repair can cause more damage to a home. If the limestone or cavity is much deeper than the grouting injection, then the weight of the grouting can cause the sinkhole to grow faster. Pressurizing the ground might also cause ht floors of the home to buckle. Due to price, insurance companies will opt to use this sinkhole solution singularly, leaving your home at risk.

Underpinning

Underpinning is the sinkhole solution where repair lifts are placed at multiple points under the foundation. These lifts are made from metal piers that are drilled into the limestone underneath (or grouted limestone, if both are used) and then the lifts are attached to the home using brackets. Underpinning is more accurate because it lifts the foundation at multiple points, making a better solution if there is structural damage to the home.

Obviously, a combination of compaction grouting and underpinning is the best repair solution for a sinkhole, but the cost of underpinning usually exceeds the insurance polity limits, and thus it is not done or done well. Homeowners are left with a house that is forever stigmatized and at risk to further damage.